You’re getting ready to start your journey to a healthier and greener commute by purchasing a new bicycle on the Cycle to Work Scheme. But now comes the most important part of this process: selecting the right bike for you. It can feel overwhelming, as the bicycle industry offers more options than ever to suit all kinds of journeys and uses beyond just commuting. We’ve put together this practical guide to help you make an informed decision that fits your commute, budget, and lifestyle.
1. Think About Your Daily Route
Start by considering where you’ll use your new bike the most:
- Urban roads and short commutes? A lightweight hybrid or city bike is ideal. They’re comfortable, efficient, and perfect for everyday trips.
- Longer distances or mixed surfaces? A gravel bike or road bike might suit you better. They’re designed to handle longer distances with ease.
- Mostly off-road or canal paths? Consider a mountain bike or a hybrid bike with grippier tyres for increased confidence and better handling. Don’t forget, you can change the tyre type on many bikes to adjust the feel, grip, and comfort.
- Hilly routes? An electric bike could make your commute easier and help you arrive feeling fresh.
- Transporting cargo or kids? A cargo bike can be a fantastic solution for combining school runs with your commute.
2. Match the Bike to Your Lifestyle
Your bike should fit into your life beyond commuting:
- Carrying gear or shopping? Look for bikes with built-in racks or options to add pannier bags — or consider a cargo bike.
- Using the bike for fitness? A road bike or gravel bike could be best. Gravel bikes combine the speed of road bikes with more comfortable, grippy tyres for extra confidence.
- Prefer an upright, relaxed ride? A city bike or Dutch-style bike keeps you sitting comfortably and looking stylish. Some hybrids also come with a more upright riding position.
3. Consider an E-bike
Electric bikes are becoming increasingly popular, especially for those with longer or hillier commutes. They reduce effort and allow you to cover greater distances while staying active. Almost all e-bikes can be used without motor assistance too — just switch it off to get more exercise on your commute or weekend rides.
Thanks to advances in technology, e-bikes are now lighter and more affordable than before. Under the Cycle to Work Scheme, you can spend up to €1,500 on an electric bike. You can go over this, but any amount above €1,500 must be paid directly to the bike shop.
4. Get the Right Size and Fit
A properly fitted bike is safer, more comfortable, and more enjoyable to ride. An ill-fitting bike can lead to discomfort or even injury. Always check with your local bike shop to:
- Confirm the correct frame size based on your height and leg length.
- Arrange a test ride to try different models.
- Adjust the saddle and handlebars for maximum comfort and safety.
5. Plan Your Accessories
Did you know that essential accessories are also covered under the Cycle to Work Scheme? These can help keep you and your bike safe and protected:
- Safety equipment: Helmets, lights (including dynamo packs), bells, horns, mirrors, and reflectors.
- Essential components: Mudguards, cycle clips, panniers, luggage carriers, straps, locks, and chains.
- Repair and maintenance: Pumps, puncture repair kits, and cycle tool kits.
- Reflective clothing: Hi-viz vests and spoke reflectors for better visibility in low light.
6. Set a Budget
The Cycle to Work Scheme allows you to spend up to:
- €1,250 on a regular bike (hybrids, city bikes, road bikes, etc.)
- €1,500 on an electric bike
- €3,000 on a cargo or e-cargo bike
Remember to include accessories within these limits.
7. Talk to the Experts
Your local bike shop can help you:
- Compare different models and explain their features (gears, brakes, frame materials, etc.)
- Offer test rides to see what suits you best
- Ensure your bike is fitted and ready for daily use
Ready to Get Rolling?
Choosing the right bike can seem daunting, but with some thought and expert advice, you’ll soon be riding with confidence. Consider your commute, lifestyle, and how your new bike will fit into it.
When you’re ready, visit our handy calculator on our homepage to see how much you can save.
And if you have any questions about the application process, our customer service team is here to help!
